File Taxes Online for Free

File Your Taxes Online for Free

Ladder Up has partnered with the IRS and Intuit’s TurboTax to offer a free online option for filing your tax return.

Do I Qualify?

You qualify to use Intuit’s TurboTax for free if you either:

  • Qualify for the EITC (see guidelines), or
  • Have an adjusted gross income below $33,000

If your total household income is up to $66,000 you can also access the United Way’s MyFreeTaxes website to access H&R Block software for free.

Please note that you can file the state return for any state using either TurboTax or MyFreeTaxes.

If you have a complicated family situation, are self-employed, are unsure of what a particular tax form is, or have unusual tax situations such as sale of stock or cancellation of non-business credit card debt, we encourage you to seek in-person assistance at one of our tax site locations.

Get Ready

Before sitting down to complete your tax return, make sure you have all of your documents ready and with you:

Personal Information

  • Names, Dates of Birth, Social Security Numbers or ITINS, and relationship for anyone you plan to claim on your tax return
  • Routing and account numbers for your savings account, checking account, and/or prepaid card
  • 1095-A if you purchased your insurance coverage through the marketplace (you must include this in your return if you received it, or your tax return will not be accepted)

Year-End Income Documents

  • W-2s from all of your jobs
  • SSA-1099 for any Social Security benefits
  • 1099-Rs from retirement plan distributions
  • 1099-Gs for unemployment compensation
  • 1099-INTs and/or interest income received
  • 1099-DIVs for dividend income received
  • 1099-MISC for any miscellaneous income including for self-employment income (such as driving for Lyft/Uber)
  • Other income received such as gambling winnings, alimony, stock sales, and interest received that was not reported on an end-of-year form

Expenses and Credits

  • Record of educational expenses you paid for children in grades K-12
  • Tuition expenses paid for you or your child to attend college or university (Form 1098-T)
  • Student loan interest paid (Form 1098-E)
  • Childcare expenses: Provider name, address, and tax ID or Social Security number
  • Homeowners: Mortgage interest and real estate taxes paid
  • Form 1095-A if you purchased your insurance coverage through the Marketplace
  • Educator expenses – amount paid out of pocket by educators
  • Self-employment expenses if you had a business during the year

Ready to start?

Click here and fill out this form to access Intuit’s TurboTax.

If your household does not meet the TurboTax eligibility criteria (qualified for the Earned Income Tax Credit and/or making up to $33,000 in annual income), you can use H&R Block’s MyFreeTaxes website instead (for households earning up to $66,000 annually): https://www.myfreetaxes.com/